Insurance & Fees

Insurance

The therapists at Four Corners Counseling & Well-Being are considered out-of-network for all major insurance companies including Aetna, BlueCross, Cigna, Carefirst, UHC, and others. Note: We do not participate with Medicare or Medicaid.

Clients pay the full fee at the time of service. We provide a Statement for Reimbursement (“Superbill”) through our secure online portal to submit to your insurance company if you choose to seek reimbursement. The majority of our clients have some out-of-network benefits, and benefits often cover 50% or more of our fees. We recommend you check with your insurance company.


Out-of-network benefits vary by insurance carrier and policy, and it can be confusing. We understand. You can learn more about how your insurance company will reimburse your therapy expenses from Four Corners Counseling & Well-Being by calling your Insurance Member Services Phone Number and asking the following questions:

  • Does my plan include out-of-network benefits?

  • If yes, what is the out-of-network deductible?

  • Are individual psychotherapy services (CPT code 90791 (Intake session), 90834 or 90837) covered by my out-of-network benefits?

  • If yes, what percentage of the Allowed Amount is covered once my deductible is met?

  • Where do I send claims for reimbursement?


Our practice has made the intentional decision to remain an out-of-network provider. This allows us to focus our treatment on you, rather than following the treatment process and timeline that an insurance company may decide you should receive. Insurance companies are able to dictate the length of and type of treatment you receive and can request detailed information about the nature of your treatment that you may not wish to disclose. By maintaining our status as out-of-network providers, we are able to keep your best interests as the focus of and approach to our treatment plan.

Fees & Payment

Our therapy fees start at $175 for individual sessions (50 minutes) with our licensed therapists under supervision (LGPC, LMSW) and $200 for individual sessions with our independently licensed clinicians (LCSW-C, LICSW, LCPC, LCMFT). We accept credit card/debit card and HSA/FSA payments at the time of service. There is no additional service fee for using credit, debit or HSA/FSA cards. Your card information is collected with the initial paperwork and is stored on a secure site.

Cancellation Policy

Our practice policy requires 48 hours notice of cancellation. If you do not cancel and do not show up for your scheduled therapy appointment, you will be charged the full cost of the session. If you cancel in less than 48 hours but we are able to reschedule within the same week, we may waive the fee.